The investment universe includes all the equity funds in the Cardif ELITE fund, i.e. 638 funds. From this basket, Colibri AM, favouring a bottom-up approach, first divides the funds according to their geographical focus. Thus, five zones are identified: North America, Europe, International, Developed Asia-Pacific and Emerging Markets. Colibri AM then ranks the funds in each zone according to profitability indicators (absolute performance, relative performance and performance according to risk taken), but also risk indicators (volatility, analysis of downturns and downside risk ratios). Once these filters have been applied and a ranking established, around 20 funds per geographical area are pre-selected, i.e. 100 funds out of the 638 initially selected. Then, the transparency criterion is taken into account; in other words, all the selected funds that do not disclose all their positions are simply excluded because it will not be possible to give them an ESG rating. Finally, the remaining funds (around 60 funds) will be analysed according to their correlation from the efficient frontier in order to ensure the most diversified allocation and to avoid duplication in terms of market behaviour.
Name of the allocation
Frédéric Hamm - Marc Frippiat
Life insurance eligibility
Bloomberg World Large & Mid Cap
Recommended investment period
The allocation presented above is a typical portfolio created by Colibri AM using the Bloomberg tool.
The information presented above does not constitute either a contractual element or an investment advice. Past performance is not a reliable indicator of future performance. Management fees are included in the performance. Access to the products and services presented here may be subject to restrictions for certain persons or countries. Tax treatment depends on individual circumstances.
This allocation promotes environmental, social and governance (ESG) criteria within the meaning of Article 8 of Regulation (EU) 2019/2088 on sustainability reporting in the financial services sector (the so-called “SFDR Regulation”). It does not aim to be a sustainable investment. It may invest partially in assets with a sustainable objective, for example as defined by the EU classification.
This allocation is subject to sustainability risks as defined in Article 2(22) of the Regulation (EU) 2019/2088 on sustainability reporting in the financial services sector (the “SFDR Regulation”), by an environmental, social or governance event or condition which, if it occurs, could result in an actual or potential negative impact on the value of the investment.