Management goal
The investment universe includes all the Cardif ELITE funds with a 3-year volatility of less than 8%, i.e. 228 funds. From this basket, Colibri AM ranks the funds according to profitability indicators (absolute performance, relative performance and performance according to risk taken), but also risk indicators (volatility, analysis of downturns and downside risk ratios). Once these filters have been applied and a ranking established, around thirty funds are pre-selected and analysed according to the correlation between each of the funds on the basis of the efficient frontier so that the allocation is as diversified as possible and thus avoids duplication in terms of market behaviour.
GENERAL
Name of the allocation | Low risks allocation |
SFDR classification | Article 8 |
Asset managers | Frédéric Hamm - Marc Frippiat |
Life insurance eligibility | YES |
Currency | Euros (€) |
Management profile
Benchmark | Money Market (25%) + Government Bonds (35%) + Precious Commodities (15%) + Equities (10%) + Hedging (10%) + Cash (5%) |
Recommended investment period | 5 years |
Risk level | 2/7 |
Key information
The allocation presented above is a typical portfolio created by Colibri AM using the Bloomberg tool.
The information presented above does not constitute either a contractual element or an investment advice. Past performance is not a reliable indicator of future performance. Management fees are included in the performance. Access to the products and services presented here may be subject to restrictions for certain persons or countries. Tax treatment depends on individual circumstances.
This allocation promotes environmental, social and governance (ESG) criteria within the meaning of Article 8 of Regulation (EU) 2019/2088 on sustainability reporting in the financial services sector (the so-called “SFDR Regulation”). It does not aim to be a sustainable investment. It may invest partially in assets with a sustainable objective, for example as defined by the EU classification.
This allocation is subject to sustainability risks as defined in Article 2(22) of the Regulation (EU) 2019/2088 on sustainability reporting in the financial services sector (the “SFDR Regulation”), by an environmental, social or governance event or condition which, if it occurs, could result in an actual or potential negative impact on the value of the investment.